Get a loan up to £5,000

(Subject to eligibility and affordability)

Do You Need a Payday Loan?

There are many reasons you might feel you need a payday loan. Perhaps you require a small cash boost to see you through until the end of the month. Or you may have incurred an unplanned expense, and need some additional funds to cover it.

Whatever the reason for your cash shortfall, a payday loan is a good choice for many people, who lack access to more traditional types of credit.

But how do you find the best payday loan to fit your situation? Which is the best short-term lender? What kind of interest rates can you expect, and how do you find the lowest? These are all considerations that need to be looked in to before you actually apply for a loan.

Luckily, Loan 2 Payday is here to help you find the best lender, at the lowest interest rate.

The Advantages of a Payday Loan

Payday loans offer some very clear advantages over other types of credit, such as bank loans or credit cards. For smaller amounts, over a short-term, they are potentially the best option available, so let’s take a look at some of the key advantages:

  • The cash you need fast – No long, drawn out application process, no face to face interview. Just a simple, streamlined online application process, which can be approved within hours.
  • Do credit check required – As long as you fulfil certain key requirements (such as being employed), you can be eligible for a payday loan, no credit check is performed as part of the application process.
  • Better budgeting – You won’t have to juggle interest rates, card limits and overdraft allocation. A payday loan comes at a fixed cost, with an easy to understand repayment schedule.
  • Credit rating protected – A short-term loan of this type, leaves no lasting footprint on your credit rating.

Introducing Loan 2 Payday

Loan 2 Payday is a company that is committed to helping people solve their short-term cashflow problems. We leverage the power of online lending, to match people with the best loan for them.

Our application process is simple, and you will receive a decision quickly. This means that you receive the funding you need, as quickly as possible.

We don’t need to perform a credit check, and we won’t ask you to provide a pile of documents. Everything is done online, and we won’t need to speak to you either face to face, or by phone.

Finding the Best Payday Loan for You

Loan 2 Payday guarantees to find you the best short-term loan, at the best interest rate. How do we do this? We aggregate payday loan products across a wide range of lenders, so we can match you up with the best product offering to fit your needs. This means you gain access to numerous finance companies, through a single, unified application. We do all the hard work of matching your requirements to the payday loans on offer. What could be simpler? Apply -> Approved -> Receive Funds.