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Chances are if you’re reading this, you’re probably looking for a way to borrow small amounts of money for a relatively short period of time. What’s more, you probably don’t want the hassle of having to fill in a long-winded application form or be having to send reams of paperwork to your potential loan provider before a decision can be made.

If this sounds familiar, then you’re in the right place as our short term loans are quick and easy to apply for, and you don’t need anything apart from a few basic details.

Short Term Loans vs Long Term Loans

Short Term Loans vs Long Term Loans

Short Term Loans

For a lot of people, it is more comfortable to pay loans back in several quotas rather than in one single payment. This is why every day more and more people are using short-term loans as an alternative to other types of loans, which usually have tighter payment restrictions. It is important to understand that longer payment periods are equivalent to bigger interest rates, so in order to save money you may want to pay off a part of your loan early. For this reason, here at loan2payday, you’re allowed to repay your loans early without any extra fees charged for it; no matter how early you’re paying, letting you save money on interest and relieving some stress from your monthly payments.

There are nearly 5 million people in the UK applying for loans to fix their monetary situations. But recently many have discovered that Short Term Loans UK is the best solution to all of their emergency cash needs. So if you are experiencing unexpected financial troubles that you can’t handle, then a short term loan may turn out to be your best option.  You may receive from £100 to £5000 in which you are able to repay on your next payday. We’re here to help you rise out of your debts and overcome your most irritating financial obstacles.

Only UK residents with a consistent job and an active banking are qualified for a loan. Our company has the versatility to provide you with a lender that will give you the cash that you need in less than 24, hours and there is no need for paperwork because it’s all done here online.

The Benefits of our Short Term Loans

Life is a journey, and things don’t always go to plan which is why we understand that there can be any number of perfectly understandable ways that a person’s credit history might get blemished.

Short term loans are helpful to the people who cannot manage their monthly financial budget only by getting a minimum salary package. These loans are available on the internet, and you can easily apply for the loan only by submitting an online application form to the money lending website. If the lender finds all your information as true and valid, then he will issue the loan to you in a short time without any kind of harassment, and no one has to rush after the money lenders at all. You can avoid all your tensions and worries for the loan that you have applied through the loan2payday lending website.

Start from £100 to a maximum of £5,000 and the repayment time, for the loan is 14 to 31 days. If the borrower fails to make the repayment on time, then he has to face unwanted extra fine problems. The borrower can also adjust the repayment date with his payday which makes his repayment an easier one.

The borrower can utilise the money amount in doing anything like in:

  • Electricity bills
  • Grocery bills
  • Medical bills
  • Children’s examination fees
  • Car repairing charges or
  • Other instalments

There are no hard and fast rules for the investment of the loan amount

To apply for these loans you must possess some basic criteria such as: must possess a debit card, have an active checking bank account, earn at least £750 per month, being 18 years old or above and you must be a citizen of UK.

The short term loans are also available to the bad credit holders who have the records of defaults, arrears, late payment, bankruptcy, skipping of instalments, CCJs or IVA.

Loan2payday lender Exist!

When you apply for short term loans through loan2payday website, you actually apply to hundreds of potential lenders with a single application form. Once the form is filled in, we distribute it to our panel of trustworthy lenders which maximises the likelihood of you getting the approval you need without the stress of completing form after form.

  • The personal loans you get approved for will all match your circumstances.
  • It doesn’t matter what you want to borrow money for; our lenders aren’t interested in what you do with your loan.
  • You can arrange an extended repayment plan in most cases if you need to borrow a larger amount.
  • Your approval will be based mostly on your perceived ability to repay the loan from your next paycheck.
  • Your borrowing limit will increase with each successfully repaid loan.

3 Steps to Apply for a short term loan

The application process can be completed online in a few minutes from your mobile or computer, freeing you from any paperwork. We make sure that you get your cash into your account within an hour after the loan has been approved. Like before, all loans can be paid back as early as it is possible for the lender, this applies to instalments individually, allowing you to save on the overall cost of the loan.

We use simple interest rates to calculate our loans, so our clients pay only for the money they’re getting. This is a big difference from most loan banks in the UK, which usually use more complex interest rate calculations and hide fees in the fine printed applications.

  • 1. Take a Seat

Tell us how much you need by completing our short and simple application.

  • 2. Meet your Financial Manager
  • We will try to match you with a short term payday lender based on your application details. The lender will give you a decision (approved/not approved) after considering your application.
  • 3.  Be ready to fulfil your demands

If the lender approves your application, the money may be deposited into your bank account the same day.

Why do people get short term loans?

People get a short term loan for many different reasons. Some reasons could be where people need the same day loan where they can get the cash in as little as an hour so that they can use it for things such as paying an urgent bill or to cover unexpected expenses.

It is not just financially challenged people use short-term loans. Lots of people make use of short term payday loans because they are such a stress-free way of borrowing money. It could be that they want to buy some tickets for a show before they are sold out but don’t have the money or to use the money for other purchases where they don’t want to wait.

How do quick cash loans work?

Once you complete your cash loan application, your details are sent via a secure server to an approved panel of short-term lenders to see who can offer you a cash loan at the most competitive rate. If one or more lenders can offer you a loan you will be offered the best deal.

You are not committing to anything until you sign the electronic loan agreement. If you agree to the loan that is offered to you it’s just a case of waiting for the money to be paid into your bank account, which can often take less than an hour as long as your bank supports quick payments.

To be eligible to apply for a quick cash loan:

  • You must be over 18 years of age.
  • You must be a UK resident and eligible to work.
  • You must be employed and receive a regular take home salary of £750 per month or more.
  • You must have a UK bank account that accepts direct debits.
  • You must have your wages paid directly into your bank account.

Short Term Cash Loan Facts:

  • 100% Secure Online Application
  • No Hidden Charges or Fees
  • Borrow £100 – £5000
  • Instant Loan Approval Process
  • Immediate Cash Transfer
  • No Faxing or Phone Calls
  • Apply 24 Hours, 7 Days a Week

Online Short Term Loans

Over 60,000 applications are processed here online per month. Our Short Term Loans online give you the fast cash you need until your next payday. No matter what you need money for, our short term loan online application has the assistance you’ve been looking for. There are neither credit checks nor income limitations when financing with us at all. And yes, bankruptcy is ok also. We know that the continuing downward spiral of the economy is putting new pressures on underwriting customers and that’s why we are willing to step up to the plate and help immediately.

In less than 24 hours you can have cash wired to your checking account to handle your small financial problem, or even on the same day that you submit an application depending on the time frame in which you applied.

The privacy of your processed information has a guarantee of being kept confidential. So there are no worries when it comes to identity fraud. We’re committed to staying focused on all customers whom we provided business for. Security is Everything, Especially when it’s for you!

Short term loans are convenient

Short term loans are highly convenient because you don’t need to explain why you want the money and you can get access to funds at extremely short notice. No faxes or phone calls are required and there are no hidden costs.

Bank loans are notoriously difficult to obtain, but the process is made much more complicated when forced to discuss your plans, finances, and other personal circumstances that you would prefer otherwise not to discuss with a total stranger. Loan2payday do not ask what the money is to be used for and will only request the information required to adhere to their lending policies as well as other governmental policies to ensure they are only lending to those capable of paying the money back.

Speed of application

Most payday loan companies offer a five-minute online application that will ensure you do not waste too much time before knowing for sure whether you have been accepted for the loan or whether you will need to look elsewhere. In addition, the Short-term loan applications are easy to understand and only ask the questions that are required – not like a meeting with your bank manager.

Short term loans with a bad credit rating

Did you know that you can you even get a short term loan with a bad credit rating as long as you can show that you can afford to make the repayment?

If you want to apply for a short term loan with a bad credit rating that is no problem, payday loans are accessible you too! We do however strongly urge you to consider carefully whether you really need that cash advance, and more importantly whether you can afford to repay it on your next payday without seriously impacting your ability to cope with your financial commitments.

Faxless short term Cash

Your online fax less payday cash application will be processed by us as soon as you submit it, and your loan details verified. The loan2payday application will be approved within 60 minutes, and you will be notified by mail. Once your online application is approved, you can get up to 1,000 Pound transferred to your checking account within 24 hours. Loan2payday give you emergency cash when you need it. So what are you waiting for? Click the link on the left of this page to start your online loan2payday loan application!

Business Women Love Short Term Payday Loans

  • Bills, gas prices, groceries, etc., or any of life’s little surprises cause your financial trouble.
  • Emergencies or a financial crisis cut you short on needed cash.
  • You still have days or weeks until your next payday and need cash now.
  • You are the one who keeps the family from going under financially.

Why is our short term loan service better than others?

The best part about utilising this short term loan service when you are in need of extra cash immediately is the speed and ease in which you can spend that money. There is a wide network of direct lenders we connect you with; some of them can even have funds direct deposited into their customer’s bank account in two hours or less.


Because of our large network of payday loan providers, you have the highest chance of getting your loan instantly, without the wait or hassle of other services!

This is especially ideal for those who lead busy lifestyles. Many short-term lenders claim same day deposit, but there is sometimes a hold on spending the funds or some other technicality.

You will benefit greatly from having access to this type of almost instant money. Who hates quick short term loan cash?

You can’t be mad about instant short term loan cash at your fingertips. With our easy applications and our lender’s ability to quickly add funds to your account, it is so easy to get money for any type of emergency or short-term financial need.

Those in need of extra cash today for emergencies are encouraged to apply right now before you loose control over your finances.

Features & Benefits of Getting an instant short term loan

Security Features of a No Fax Payday Loan Online

  • When you apply for a short term loan with the help of our payday loan advance finder services, your short term loan application data is stored using the latest encryption and security measures available.
  • Moreover, were constantly checking, rechecking and upgrading our physical and online security practices to keep your online payday application data safe.
  • When you need a payday loan or a no credit check cash advance, rest easy knowing your personal loan data is safe with us.

Loan2payday understands that when you need a short term loan in an emergency, you don’t have time to wait around for an approval to receive your cash or worry about the security of your short term payday loan application.

That’s why when you apply for a no fax payday loan through us; we act quickly to put you in touch with a short term loan lender who can get you the no credit check payday advance you need when you need it most.

If you qualify for an unsecured personal loan, your short term payday lender could have your payday cash advance directly deposited into your account as early as the same business day. Be sure to ask your lender how quickly you will receive your direct deposit payday loan as lender timeframes will vary.

We keep your no faxing short term loan application data safe from predators with the latest online encryption and security measures available.

Loan2payday loans are online, fast, convenient. When you need a fax less short term loan, rest easy knowing that we’re here for you in a pinch.

Apply Now!

Why is our short term loan service so unique?

A very high percentage of our customer’s applications that get approved get their cash in just a few hours. This gives you a huge advantage in saving time and energy. The structure of our website is meant to take the guesswork out of figuring out which short term loan lender is best for your situation. Applications are submitted to a long list of lenders, one short term loan lender at a time.

If the first short term payday advance lender accepts the application no other lenders will see it. If they decline it or there is a computer error, the application is then submitted to the next direct lender in line.

The application continues through the list until we find the perfect lender that fits your situation. All in a matter of 10-20 seconds.

Approved payday loan applicants shall be informed that they qualify to take out a payday loan or unsecured personal loan from one of the companies in the network of lenders.

From there, if approved, you will sign and e-signature document for verification. If all is well the payday advance funds will be wired to your account.

Make sure you also read the disclosures on this site carefully, including the disclosures about credit checks, faxing, interest rates, and other terms and conditions that may be applicable to your situation.

Instant short term Payday Loans with No Faxing or Credit Checks!

Apply for a short term cash loan through loan2payday, and there is the possibility you could get your extra cash sometime within just a couple of hours or the same business day!

We are dedicated to finding you a payday loan or instalment loan lender for your cash advance needs that can provide you with the cash you need when you need it most.

So why don’t you Apply Today and find out just how fast and easy short term loans really are!

You should bookmark this site and also put a link to it on your profiles if you have any so others can get quick access to fast cash like you.

We appreciate your business and hope you enjoy all the free giveaways and downloads we provide those who apply for a short term loan throughout the loan2payday. Don’t forget to look forward to future emails from us, so you do not miss any surprise give-a-ways.

What are Short Term Installment Loans?

Short term instalment loans are the smart way to go when you know you need a little bit of temporary financial assistance but know you can’t repay the entire balance when you get your next paycheck.

Help-I need money quick!

Surely, we’ve all been there; the car that breaks down in the middle of the road; the child you must take to the emergency room at three in the morning; or, how about the trip to the veterinarian that wants money before they’ll even look at your sick dog or cat? At times like these, you might be considering going down to your local payday loan outlet and taking out a cash advance.

I need to make payments!

What you may not know, however, is that if you’re unable to repay the balance on such a transaction in full on your next payday, it could cost you a lot more than you ever imagined. Yes, a payday loan company will allow you to extend or “roll over” the balance of your loan for another two weeks. However, in order to do so, you must pay the same fees all over again to take out whatever amount you initially needed. So, if you took out a £300 loan at £15 per every £100, it would cost you another £100 to extend the time you have to come up with the payoff balance. What’s worse is that not one cent of an extension fee is applied to the principle of your outstanding balance.

A better solution!

Short term instalment loans, on the other hand, allow you to keep more cash in your pocket every payday by making equal payments; all of which apply a set amount towards the principle of your balance. Therefore, this is the best way to knock out bigger temporary cash crunches.

Instalment Loans Helped Me Make the Grade

If it weren’t for instalment loans, I probably would not be in good academic standing.

Rent, College and a Month till I get Paid

My name is Mark Andrew. At the beginning of this school year, a few of my friends and I had leased a house near campus for all of us to live in, meaning that I would be hauling all of my stuff in from back home. As you can probably predict, moving expenses really caught me off guard and put a dent in my wallet, let alone the money I had saved from my summer job. When I got back to school, I also had to buy a bunch of odds and ends to put in the new house, such as my own set of dishes and other kitchen utensils; all of which left me broke. I had been looking around London for a job until I got one about a week into school at a local restaurant. The problem was that the job paid only once a month, which meant I wouldn’t get paid until more than a month after school started.

Time is Wasting

The first week of classes had gone by, and I still didn’t have any books. That was okay because I wouldn’t really need books until a test came up, and I could study using lecture notes until then. But when midterm exams were looming, and I still had not purchased my books, I was in deep trouble. I had dug myself a deep hole and really didn’t know what to do. I was flat broke, and I needed books for my classes, not to mention food and other household stuff; I was working, but I wasn’t getting the money when I needed it. I asked one of my roommates if he had any advice on what to do, and he told me that he once was in a similar situation, but got out of it with instalment loans.

An Instalment Loan Helped me Pass my Exams!

I went online and entered short term instalment loans into Google, to see if they were right for me. I learned that instalment loans were exactly what I needed. Thus I shopped around to see where I could find the best deal. Eventually, I decided to use loan2payday because they seemed to be the most legitimate website. They accepted my application in only a few minutes and even transferred the money to my account by the end of the day, allowing me to buy all my books and groceries the next day. Thanks to instalment loans, I was able to study for and pass all my exams; I don’t know what I would’ve done without them.

Instalment, Short Term Loans, is Great Alternatives to Payday Loans

Pick Pay Date With Installment Loans

Are you afraid of not being able to pay back a payday loan lender on the next payday? Loan2payday has a solution: Instalment Loans. They are just like a payday loan, but you have the option to pay back the loan in smaller portions on your paydays until the loan is paid off.

Instalment Loans Alleviate Stress

More and more people are choosing instalment loans to help them when a financial emergency has occurred. Instalment loans help loosen the ropes that are straining your budget by letting you have extra time to pay your loan back. Why put more stress on your finances when instalment loans from Loan2payday are here to save the day.

Short Term Installment Loans up to £1000

Loan2payday wants to help you pay any bill with short term instalment loans up to £1000. You can get the fast cash you need, and you won’t have to worry about paying the entire loan back on your next payday. Short term instalment loans keep your future budget in mind by giving you the option of making payments on your loan, one payday after the next. Getting money quickly has never been more comforting since short term instalment loans have made there the way to the Internet.

Get a Payday Installment Loan Today

A payday instalment loan is the same as other short term instalment loans. With Loan2payday could be available for you to spend today! We work with a vast network of lenders who can possibly get you a payday instalment loan in as little as two hours. Best of all, our lenders can directly deposit your payday instalment into your bank account. You can have direct access to your funds in no time at all, which will put you back in the game of financial success. Apply today to get your very own speedy payday instalment.

Easy repayment methods

Short Term payday loan companies ensure that when you repay the loan it is on or shortly after your pay day. These companies do this to ensure that they do not take the money from your bank at an unsuitable time resulting in further bank charges. You will always know the day the repayment is due and do not have to make the payment manually or over a counter, it is automatically taken from your account – unless you decide to roll the loan over to the following month with just a payment of the outstanding interest.

Bad Credit is Okay with Installment Loans

That’s okay with Loan2payday; bad credit instalment loans are here for your convenience. In most cases we as well as our lenders do not perform credit checks in order to get an instalment loan. You could even be approved for bad credit instalment loans up to£1000 and be able to spend the money is just a few hours. At Loan2payday your credit score does not determine your eligibility for bad credit instalment loans. Apply today and see how it easy it can be for you to get bad credit instalment loans.

Instalment Loans With No Credit Check are Here!

Loan2payday can help you with instalment loans with no credit check when you are sick and need to take a day off. Don’t risk your health so that you can make ends meet. We can get you instalment loans with no credit checks to cover the hours you have missed from being ill. Our lenders can possibly have your funds directly deposited into your account in as little as two hours. Let Loan2payday help your budget from getting ill with instalment loans with no credit check.

Don’t Worry About Bad Credit or Bankruptcy

Even if your credit is not in the greatest shape, you can still get an instalment loans for bad credit. Our applications are designed around your specific needs to get you fast cash. Loan2payday works with a wide variety of lenders who can get you instalment loans for bad credit. The best part about applying with Loan2payday is: there are no credit checks to obtain instalment loans for bad credit. Apply today!

Instalment Loans Give You Options

When to the odds are slim to none for getting a loan through the bank, Loan2payday can get you a personal instalment loan, and in most cases, on the same day. You can apply for a personal instalment loan for up to £1000 and when you apply with us. The application process is quick and easy. We only require general information and could possibly get you approved for a personal instalment loan in as little as 10 minutes.  Stop your financial stress by applying with Loan2payday for a short term loan today.

Do you have a broken down car or need emergency towing?

An instalment loan from Loan2payday can get your vehicle back on the road to financial success. Whether you have a flat tire or need new spark plugs, you can apply for an instalment loan to take care of all your auto expenses. Has your car or truck been impounded? You can even have you funds directly deposited into your bank account in as little as two hours. With Loan2payday you can apply for an instalment loan right from your very own home, office, or anywhere you have a phone. Get your cars rolling back out on the street again with an instalment loan from Loan2payday.

After you apply whichever approving lender, you are directed to will discuss further with you the options for payment schedules and what type of loan best suits your situation.

Start Your Installment Loan Application Today

Things to Avoid When Taking Out a Short Term Loan

Short term loans are an incredibly useful and convenient means of getting your hands on a lump sum of cash as and when you need it.

Short term loans may seem like the answer to everyone’s financial troubles and may look like just another way to get money fast. But as with most things, if something seems too good to be true, it usually is.

Although payday loans can genuinely help a lot of people out of tough situations they shouldn’t be taken lightly, here are 3 things you should avoid doing when applying for a short term loan.

Not reading the small print

Although the Office of Fair Trading has advised the UK government to introduce legislations to the payday loan industry there are still a huge amount of lenders out there who are willing to charge hidden fees, extortionate interest rates and unreasonable repayment plans. The first thing you should always do when researching a potential lender is read their small print – by law, all UK short term loan lenders are required to clearly display their interest rates wherever they advertise of offer their services.

Taking out more than one payday loan at a time

Ever heard the term “biting off more than you can chew”? Short term loans are designed to be paid back within 30 days or when you receive your next pay packet. If you’ve found yourself without the means to pay back your loan at the end of the month you should contact your lender immediately – at no point should you consider taking out another payday loan to pay off your current outstanding debt as this will only lead to more financial troubles further down the road. Remember, honesty is always the best policy.

Using a payday loan for the wrong reasons

Payday loans are designed to provide fast cash flow relief to those unfortunate enough to find themselves short of money part-way through the month. Therefore, they shouldn’t ever be used to pay off existing debts, to spend on risk-taking activities such as gambling or to buy unnecessary items you otherwise wouldn’t be able to afford.

Short Term Loans Answers to Important Questions

What Are The Online Loan Security Procedures?

Most of these sites use SSL security. It involves them placing a lock on site secured pages or portions of a page, where customers enter their sensitive information. The most important thing to check for is a form itself is secured, not necessarily the whole page. Often the application form is a secured page within the page. This is normal and nothing to be concerned about. If the whole page is secured there will often be an https, but not necessarily so, at the beginning of the URL in the address bar of that page. A growing trend is to secure the form portion only and not the entire page.

Is There An Application Fee For Short Term Loans?

No! Absolutely Not! There are no application fees associated with your loan.

Is my personal information shared with other agencies?

No. Never! Your information is not be shared with other companies. This would cause a major distrust between the short term loan company and you the borrower.